• Right to Buy

    Right to BuyIf you bought your council house through the Right to Buy scheme, you may have been mis sold your agreement and could be paying too much for your mortgage. Call 0800 840 7291 now or fill out the form above to find out how much you’re owed.

  • Mortgage Reselling

    Mis sold MortgagesIf you’ve taken out a mortgage or re-mortgage over the last six years, it’s possible that your lender or broker mis sold you the agreement. Get your loan contracts checked for mis selling by calling our expert team on 0800 840 7291 today.

  • Mortgage PPI

    Mortgage PPIIf you’ve signed for any kind of mortgage in the last six years then you could have a hidden PPI policy costing you thousands of pounds. To find out if you’re paying for mis sold Mortgage PPI simply fill out the form above or call us now on 0800 840 7291.

Mortgage Ripoff and Mis sold Mortgage Claims

Mortgage rip off and mis-sold mortgage agreements can occur on any type of domestic mortgage that was issued by a lender or broker. The main reasons for mis selling are an inappropriate agreement for the customer based on their age, health or employment situation or an over-priced loan rate. Mis-sold mortgages are actually more common that you may think and there are potentially thousands of home owners across the UK who are paying too much for their mortgage, without knowing it. To find out if you have a mis-sold mortgage agreement – whether you’ve paid it off, re-mortgaged or are currently indebted – simply call us on 0800 840 7291 or fill out the form above for free, friendly claim advice.

How Do I Know If I Have A Mis Sold Mortgage?

Knowing whether you have a mis-sold mortgage can be tricky as it’s probably been a while since you signed for the loan, but it’s worth searching for the original paperwork as a claim can be worth thousands. Most mis-sold mortgages where sold through brokers who were supposed to give you expert, impartial and trusted advice but instead gave many people mortgage deals that were unsuitable, simply because they paid the highest bonus commission. For more information or to find out if you have a mis-sold mortgage, simply call our professional, friendly team on 0800 840 7291 and make a completely free, no-obligation enquiry.

Mis-sold Mortgages Explained

Whether it’s for a Right to Buy contract or a regular mortgage, the reason you can make a claim against a mortgage broker who has mis-advised you is because they may have committed professional negligence. It’s like this:

Your broker sells his/her services as an expert in mortgages and you pay for their recommendations and advice. If that advice is inappropriate to your situation and the broker doesn’t focus on your best interests, then professional negligence has occured, it’s this negligence that allows you to make a mis sold mortgage claim.

Often, the cause of mis-sold mortgages is the bonus-driven culture within the mortgage industry combined with a focus on profits and commission over the customer’s requirements and personal status.

In addition to mis-selling mortgage agreements; brokers, insurers and lenders have also mis sold mortgage payment protection insurance or MPPI as it’s better known. This cover has been included in mortgage agreements without the customer knowing about it, wanting it or understanding it fully, leading to thousands of PPI claims to get unfair (and often overpriced) premiums back. You could have a hidden and expensive PPI policy in your mortgage agreements, it’s worth checking or asking us to do it for you.

Making a Mis-sold Mortgage or Right to Buy Claim

If you’ve bought your house through the Right to Buy scheme or taken out a mortgage in the last 6 years then you can make a mis-sold mortgages claim to find out if your broker acted irresponsibly and seek the appropriate compensation. In many cases, brokers advised customers to choose a particular loan or recommended a specific lender purely because they got a larger kick back and ignored better suited or priced mortgages.

Whether you have a right to buy mortgage, a first time buyer mortgage, a re-mortgage, a bad credit mortgage or a buy-to-let mortgage, you can make a mortgage ripoff claim for compensation. To start your mis-sold mortgage claim today or to find out more about making a claim, simply call our team on 0800 840 7291 or fill out our short form above and we’ll call you back.